Beneficial Features:

  • Low Down Payments- as little as 3.5% down will work in most instances, and 5% covers most others.
  • Higher Loan Amounts- In some areas, FHA maximums can exceed conventional loan limits.
  • Lower Total Cash to Close- Sellers can help pay closing costs, and borrowers can receive gift money toward their down payments.
  • Streamlined and Cash Out Refinancing- Subsequent refinancing can be far easier and more lenient than with conventional loans.
  • Purchase and Rehab Financing- Please see the FHA 203k loan and FHA Construction.
  • Of course, we’ll always fully assess your situation, educate you on available options and help guide you to financing that suits your needs.